Rated 5.0 from 280+ happy clients

Home loans, made simple by a broker who's been on both sides.

I'm Acca Chan — a residential mortgage broker since 2019. Before that, I worked in banking across residential and commercial lending, so I know how lenders think and how to structure a deal that gets approved.

  • No fee to you
  • 40+ lenders compared
  • Approval in days, not weeks

Free, no-obligation chat. Most clients hear back within 24 hours.

Acca Chan, residential mortgage broker

Comparing loans from 40+ trusted lenders

WestpacNABANZCommBankINGMacquarieBankwestSt.George

What I do

Whatever stage you're at, there's a loan strategy for it

One broker, every scenario. I tailor the approach to your goals instead of fitting you into a single bank's products.

First home buyers
Navigate deposits, grants, and lenders with a guide who explains every step in plain English.
Refinancing
Stuck on a high rate? I'll review your loan and switch you to a sharper deal — often saving thousands a year.
Property investors
Structure your borrowing to grow a portfolio, maximise serviceability, and keep options open.
Self-employed & complex
Business owner or non-standard income? I know the lenders who say yes when the big banks say no.

How it works

A simpler path from “maybe” to moving in

Four clear steps. I do the heavy lifting at every one of them.

01

Free discovery call

We talk through your goals, borrowing power, and timeline. No jargon, no pressure — just clarity.

02

I compare the market

I assess 40+ lenders and hundreds of products to shortlist the loans that genuinely fit your situation.

03

I handle the paperwork

From application to approval, I manage the documents, lender questions, and follow-ups on your behalf.

04

Settle with confidence

You get the keys — and I stay on as your broker for annual reviews to keep your rate competitive.

Happy couple holding keys to their new home

Why work with me

A broker who works for you, not the bank

My background spans both banking and broking, so you get knowledgeable guidance and tailored financing — whether you're buying your first home or growing an investment portfolio.

My service costs you nothing

I'm paid by the lender, not you — so my advice stays free and on your side.

I save you hours

No queuing at branches or filling out forms five times. I do it once, properly.

Broking since 2019

Plus prior banking experience in residential and commercial lending — I've seen the deal from both sides.

A broker for life

I review your loan every year so you never quietly drift onto a worse rate.

Client stories

Trusted by hundreds of homeowners

Acca made our first home purchase feel effortless. He explained everything, found us a rate the bank wouldn't, and was always one text away.

Priya & Daniel

First home buyers

I refinanced with Acca and he cut nearly $4,000 a year off our repayments. Wish I'd called him sooner.

Marcus T.

Refinanced

As a self-employed contractor, three banks turned me down. Acca knew exactly which lender to approach and got me approved in a week. His banking background really showed.

Sophie L.

Self-employed buyer

Questions

Everything you might be wondering

Let's find your better loan

Book a free, no-obligation consultation. Tell me a little about your goals and I'll be in touch within one business day.

0400 000 000hello@accachan.com

Servicing clients Australia-wide

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